Author: Cornelius Charles

Mortgage interest rates recently fell to near historic lows. But lending requirements have also become a lot stricter. And that means many people who want to buy a house are unable to get a conventional mortgage from traditional lenders. There is, however, another option, and that is private money, also known as a private mortgage … Continued

The two most popular mortgage loan options are FHA loans and conventional loans. The basic difference between the two is that an FHA loan is insured by the Federal Housing Administration, and a conventional mortgage isn’t. Each has its own set of pros and cons, as well as different qualification requirements. So how do you … Continued

Many people with the dream of homeownership have all but given up on that dream because they can’t come up with a down payment or get a home loan from conventional lenders. But they really shouldn’t give up. They still have options to help them realize their dream. One of the best of these is … Continued

Whether you’re an investor or buying a home as a primary residence, finding a deal isn’t as easy as it was just a few short years ago. During the real estate downturn of 2009 to 2012, finding great deals was pretty easy: you just had to take a look at the MLS, make an offer, … Continued