Whether you’re looking to relocate, upgrade, or just want a change, you may be thinking you want to buy a house in the winter. While it can seem as if this is a terrible time to buy, winter is actually a great time to think about purchasing a home. Here are 5 great reasons to buy a house in the winter in Oxnard.
LESS COMPETITION
Most people want to buy a house when the weather is good and they can walk around in the backyard, admiring the views. This means that open houses tend to be packed and showings of popular homes can be hard to come by.
If you are looking to buy a house in the winter, though, you face less competition for the properties on the market. This can help you score a great deal that, if you shopped in the summer, would be impossible.
SEE HOW THE HOUSE PERFORMS
In most climates, houses are pretty problem-free in the summer. There aren’t the cold temperatures that the heater needs to compete with. If you’re looking to buy a house in the winter, though, you can see just how energy-efficient that house is, and whether or not you’ll have to replace windows and doors that are drafty. Also, if the home has fireplaces or outdoor heating lamps, it’s much easier to test how well they’re working and whether these items will need repairs when it’s cold outside.
EASIER TO HIRE MOVERS
The summer months often mean that moving companies are booked solid, and can charge a premium for their services. In the winter, though, demand for movers slows down.
This leaves you with more open dates to book the great movers, and possibly a less expensive price. If you’re on a budget, this can be great news and may allow you to hire movers where, if you moved in warmer months, you might not be able to afford them.
LAST-MINUTE TAX SAVINGS
Are you buying your first house? You may be able to reap some serious tax benefits when you buy a house in the winter!
Depending on your local laws and other qualifying factors, you may be able to deduct mortgage interest, taxes, and points on your taxes, giving you an overall savings.
FASTER CLOSING
Just like movers tend to be less busy in the winter months, mortgage brokers, appraisers, and inspectors are often less busy.
This means that your home purchase may be able to close more quickly when you buy a house in the winter in Oxnard, getting you moved in faster. The summer months see a backlog of paperwork and requests, with some professionals booking weeks or even months out.
Rather than living out of moving boxes for a long time, you could quickly close on your house and begin enjoying your new home when you buy a house in the winter.
Helping You Buy a House in the Winter in Oxnard
No matter what time of year you choose to purchase, our team of professionals can help you find the right home to meet your needs. If you are looking to buy a house in the winter in Oxnard, contact us at 805-232-8503!